400 Visa Health Insurance

Compare & Buy Insurance Plan

Get 15 Free PTE Practice Tests

Get Best Insurance

Policy Start Date = Your visa start date Or last policy expiry date + 1 day
Policy Payment Term = Monthly

GET QUOTE

Great range of health insurance plans
Unbiased Information & Instant Comparison
Simple & Quick buying process

400 VISA

The 400 visa allows the applicant to participate in non – ongoing, short – term highly specialised work in Australia for 3 months to 6 months.

HEALTH INSURANCE IS RECOMMENDED

As per home affairs guidelines, one needs to maintain certain health standards while in Australia. Also to avoid any unforeseen medical problems, an OVHC is recommended. Make your choice after going through our wide range of insurance products, comparing them and seeing which one suits you the best.

Claim 15 Free PTE Practice Tests

Compare & Buy health insurance plan from any of the providers listed on our website and claim 15 Free PTE Practice tests. Upload your insurance policy on our website and get your 15 practice tests within 48 hours.

Get 15 PTE-A Practice Tests Free, Just follow 4 steps:

STEP
1

Compare & Choose Insurance Provider

STEP
2

Purchase Policy On Partner Website

STEP
3

Upload your insurance policy on our website

STEP
4

We confirm with provider Within 48 hours & issue 15 Tests for free

Select Cover Type:

Policy Start Date:

Select Provider:

Sort By

Update Quotes

Plan Compare

Health Insurance Criteria

Visa Compliance
Meets Government Requirements It meets Australian immigration requirements to maintain adequate health insurance for your stay in Australia.
Get Instant Policy Certificate Maximum 1-2 business days are taken by insurers to issue letter of health insurance confirmation. This letter can be used as proof of insurance with visa application.
Out of Hospital Treatment
Doctor services Percentage of benefits listed in MBS are received when consulting with general practitioner or specialist (including pathology and X-rays), where you are not in a hospital.
Radiology
Pathology
Ultrasound
Specialists Consultation
In Hospital Inclusions & Specific Services
Doctor services
Excess Total excess amount is payable once per person per calendar year, up to a maximum of twice on the membership.
Accommodation You will be Covered for overnight and same day stays in a hospital which is covered by the Insurance. This covers all the costs, including all theatre, intensive care and labour ward fees.
Surgically Implanted Prostheses 100% benefit for surgically implanted prosthetics listed in Federal Government Prosthesis Schedule.
Accident and emergency services Covered for emergency room visits in a covered hospital. Where marked as unconditional, for it to be covered the treatment must be certified by treating doctor or lead to an admission to a hospital.
Pregnancy and related services
Rehabilitation If served your waiting periods, you may be covered for rehabilitation.
Psychiatric or palliative care
Gastric banding
Hip & knee joint replacement surgery
Cardiac Service
Bone marrow and organ transplants
IVF And assisted reproductive services
Cosmetic surgery
Waiting Periods
In-patient psychiatric, rehabilitation and palliative care
Pre-existing conditions Waiting periods are applicable for pre-existing conditions only when patients are admitted for in-patient medical treatment in a hospital. No waiting period applies for Out-of-hospital treatments for any pre-existing conditions.
Pregnancy and related services
Out of hospital prescription medicines
Extra
Eye Care
Dental care
Physiotherapy
Psychology
Acupuncture
Chiropractic
Natural Therapy
Remedial Massage
Hearing aids
Glucose monitoring
Speech Therapy
Other
Emergency ambulance services Emergency service is where you need immediate treatment and there is no other way to get to a hospital.
Repatriation to home country Some insurers will pay for repatriation, if you are terminally ill or die while in Australia.
Retail centre support
Product Details

Popular Blogs

Why Overseas Visitor Health Cover Is Essential to Live or Work in Australia?

The thought of living or working in Australia always stimulates an adrenaline rush. It is the country where, the need to socialise isn’t defined by the day of the week, a talk about common interests or topical subjects...

Make your stay at Australia a Pocket-friendly one with an Overseas Health Insurance Cover

Whether it’s a trip to Australia for work, study or a visit, it is important to buy Overseas Health Insurance Plan for a safe and carefree trip....

6 Most Important Terms to Consider for Australia Health Insurance Plan

A large number of people find “Investment” an intimidating process as it demands to figure out the best one on the basis of information available. Among them, there are also aspiring migrants...

FAQs

What is an OVHC?

OVHC is an abbreviation for Overseas Visitors Health Insurance Cover, designed for international visitors and workers wishing to visit or work in Australia

Is there a visa requirement that mandates me to hold an OVHC?

If your visa is subjected to Visa Condition 8501, you must maintain adequate arrangements for health insurance while you are in Australia.

8501 condition is a condition applied to 485, 482 (previously 457), 476, 489 visas and more.

What is covered under the OVHC policy?

OVHC helps you cover the cost of:

medical treatment when you're in hospital
emergency ambulance transport
medical costs to get you back home
Some prescription medicines (Not available for basic covers)
Medical services provided by a doctor or specialist out of hospital (Not available for basic covers).

Are there different levels of OVHC cover that one can choose from?

Most Insurance providers offer various levels of policies that Visitors and workers can choose from based on their health care needs

You can choose from

A Low Range cover - Covers yourself and your families' ambulance and hospital expenses.

A medium range cover - Depending on the insurance provider, this level of policy will cover for Out of Hospital treatment and Hospital expenses and some prescription medicines.

A Top Range cover - More comprehensive coverage than the above two covers with more options of receiving benefits towards dental, optical and physio treatments (Extent of coverage vary according to the Insurance Provider)

How do I pay for my OVHC cover?

You can choose to pay your OVHC premiums in a weekly, fortnightly, monthly or yearly basis. With OVHC, you do not have to pay the full premium covering the entire duration of Visa. You can choose to pay automatic payments through Direct debit until you cancel the policy.

Want to know more? Head to our FAQ section

400 Visa Health Insurance

Compare & Buy Insurance Plan

400 VISA

HEALTH INSURANCE IS RECOMMENDED

Claim 15 Free PTE Practice Tests

Our Partners