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Visa Compliance
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Meets Government Requirements
It meets Australian immigration requirements to maintain adequate health insurance for your stay in Australia.
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Get Instant Policy Certificate
Maximum 1-2 business days are taken by insurers to issue letter of health insurance confirmation. This letter can be used as proof of insurance with visa application.
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Out of Hospital Treatment
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Doctor services
Percentage of benefits listed in MBS fee are received when consulting with general practitioner or specialist (including pathology and X-rays), where you are not in a hospital.
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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150% of MBS fee
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150% of MBS fee
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Radiology
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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150% of MBS fee
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Pathology
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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150% of MBS fee
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Ultrasound
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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150% of MBS fee
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Specialists Consultation
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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150% of MBS fee
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150% of MBS fee
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Pregnancy and related services
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100% of MBS fee |
100% of MBS fee |
100% of MBS fee |
100% of MBS fee |
150% of MBS fee |
150% of MBS fee |
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In Hospital Inclusions & Specific Services
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Doctor services
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fees
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100% of AMA fee
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100% of AMA fees
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Excess
Total excess amount is payable once per person per calendar year, up to a maximum of twice on the membership.
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$250/yr |
Nil |
Nil |
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$500/yr |
$500/yr |
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Accommodation
Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
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Public & Private (Agreement) hospital |
Public & Private hospital (Private Room if Available) |
Public & Private hospital (Private Room if Available) |
Public & Private (Agreement) hospital |
Public & Private hospital (Private Room if Available) |
Public & Private hospital (Private Room if Available) |
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Surgical implanted prosthesis
100% benefit for surgically implanted prosthetics listed in Federal Government Prosthesis Schedule.
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Accident and emergency services
Covered for emergency room visits in a covered hospital. Where marked as unconditional, for it to be covered the treatment must be certified by treating doctor or lead to an admission to a hospital.
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Pregnancy and related services
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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Rehabilitation
If served your waiting periods, you may be covered for rehabilitation.
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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Psychiatric or palliative care
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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Gastric banding
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Hip & knee joint replacement surgery
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Cardiac Service
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Bone marrow and organ transplants
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IVF And assisted reproductive services
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Cosmetic surgery
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Waiting Periods
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In-patient psychiatric, rehabilitation and palliative care
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0 Months
2 months waiting period apply in case of
pre-existing condition.
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0 Months
2 months waiting period apply in case of
pre-existing condition.
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0 Months
2 months waiting period apply in case of
pre-existing condition.
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0 Months
2 months waiting period apply in case of
pre-existing condition.
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0 Months
2 months waiting period apply in case of
pre-existing condition.
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0 Months
2 months waiting period apply in case of
pre-existing condition.
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Pre-existing conditions
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12 Months |
12 Months |
12 Months |
12 Months |
12 Months |
12 Months |
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Pregnancy and related services
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12 Months |
12 Months |
12 Months |
12 Months |
12 Months |
12 Months |
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Extra
Click here for more information on waiting period and yearly limit for extras
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Eye Care
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Dental care
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Physiotherapy
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Psychology
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Accupuncture
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Chiropractic
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Natural Therapy
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Remedial Massage
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Hearing aids
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Glucose monitoring
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Speech Therapy
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Other
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Emergency ambulance services
Emergency service is where you need immediate treatment and there is no other way to get to a hospital.
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Repatriation to home country
Some insurers will pay for repatriation, if you are terminally ill or die while in Australia.
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Retail centre support
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