|
Visa Compliance
|
|
Meets Government Requirements
It meets Australian immigration requirements to maintain adequate health insurance for your stay in Australia.
|
|
|
|
|
|
Instant Policy Certificate
Maximum 1-2 business days are taken by insurers to issue letter of health insurance confirmation. This letter can be used as proof of insurance with visa application.
|
|
|
|
|
|
Out of Hospital Treatment
|
|
Doctor services
Percentage of benefits listed in MBS fee are received when consulting with general practitioner or specialist (including pathology and X-rays), where you are not in a hospital.
|
|
|
100% of MBS fee
|
100% of MBS fee
|
|
Radiology
|
|
|
100% of MBS fee
|
100% of MBS fee
|
|
Pathology
|
|
|
100% of MBS fee
|
100% of MBS fee
|
|
Ultrasound
|
|
|
100% of MBS fee
If there's MBS item number.
|
100% of MBS fee
If there's MBS item number.
|
|
Specialists Consultation
|
|
|
100% of MBS fee
|
100% of MBS fee
|
|
Pregnancy and related services
|
|
|
100% of MBS fee
After 12 month waits.
|
100% of MBS fee
After 12 month waits.
|
|
In Hospital Inclusions & Specific Services
|
|
Doctor services
|
100% of the cost
|
100% of the cost
|
100% of the cost |
100% of the cost |
|
Excess
Total excess amount is payable once per person per calendar year, up to a maximum of twice on the membership.
|
$500/yr |
$500/yr |
$500/yr |
$500/yr |
|
Accommodation
Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
|
All Hospitals
Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
|
All Hospitals
Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
|
All Hospitals
Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
|
All Hospitals
Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
|
|
Surgical implanted prosthesis
100% benefit for surgically implanted prosthetics listed in Federal Government Prosthesis Schedule.
|
|
|
|
|
|
Accident and emergency services
Covered for emergency room visits in a covered hospital. Where marked as unconditional, for it to be covered the treatment must be certified by treating doctor or lead to an admission to a hospital.
|
|
|
|
|
|
Pregnancy and related services
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
|
Rehabilitation
If served your waiting periods, you may be covered for rehabilitation.
|
100% of the cost
|
100% of the cost
|
100% of the cost
|
100% of the cost
|
|
Psychiatric or palliative care
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
|
Gastric banding
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
LB
If you are admitted to a Private or Public hospital, we'll pay to the "Gazetted Rate" determined by the State and Territory Health Authorities for your hospital Stay
Doctors' and specialists will be paid at the Medicare Benefits Schedule (MBS fee) level. You could have some out of pocket expenses when visiting one of these Hospitals.
|
|
Hip & knee joint replacement surgery
|
|
|
|
|
|
Cardiac Service
|
|
|
|
|
|
Bone marrow and organ transplants
|
|
|
|
|
|
IVF And assisted reproductive services
|
|
|
|
|
|
Cosmetic surgery
|
|
|
|
|
|
Waiting Periods
|
|
In-patient psychiatric, rehabilitation and palliative care
|
2 Months |
2 Months |
2 months |
2 months |
|
Pre-existing conditions
|
12 Months |
12 Months |
12 Months |
12 Months |
|
Pregnancy and related services
|
12 Months |
12 Months |
12 Months |
12 Months |
|
Extra
Click here for more information on waiting period and yearly limit for extras
|
|
Dental care
|
|
|
|
|
|
Eye Care
|
|
|
|
|
|
Physiotherapy
|
|
|
|
|
|
Psychology
|
|
|
|
|
|
Accupuncture
|
|
|
|
|
|
Chiropractic
|
|
|
|
|
|
Natural Therapy
|
|
|
|
|
|
Remedial Massage
|
|
|
|
|
|
Hearing aids
|
|
|
|
|
|
Glucose monitoring
|
|
|
|
|
|
Speech Therapy
|
|
|
|
|
|
Other
|
|
Emergency ambulance services
Emergency service is where you need immediate treatment and there is no other way to get to a hospital.
|
|
|
|
|
|
Repatriation to home country
Some insurers will pay for repatriation, if you are terminally ill or die while in Australia.
|
|
|
|
|
|
Retail centre support
|
|
|
|
|
| |
BUY NOW |
BUY NOW |
BUY NOW |
BUY NOW |
