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Visa Compliance
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Meets Government Requirements
This cover meets Australian immigration requirements for work-related visas to maintain adequate health insurance for your stay in Australia.
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Get Instant Policy Certificate
Maximum 1-2 business days are taken by insurers to issue letter of health insurance confirmation. This letter can be used as proof of insurance with visa application.
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Out of Hospital Treatment
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General Practitioner (GP) consultations
General Practitioners (GPs) are a doctor who are also qualified in general medical practice. GPs are often the first point of contact if you feel sick or have a health concern. They treat a wide range of minor medical conditions and health issues and can help refer you to a specialist for further care.
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100% of MBS fee
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125% of MBS fee
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200% of MBS fee
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Radiology
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100% of MBS fee
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125% of MBS fee
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200% of MBS fee
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Pathology
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100% of MBS fee
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125% of MBS fee
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200% of MBS fee
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Ultrasound
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100% of MBS fee
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125% of MBS fee
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200% of MBS fee
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Specialists Consultation
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100% of MBS fee
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125% of MBS fee
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200% of MBS fee
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Pregnancy and related services
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125% of MBS fee
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200% of MBS fee
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In Hospital Inclusions & Specific Services
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Medical Services
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100% of MBS fee
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100% of MBS fee
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At least 100% of MBS fee
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At least 100% of MBS fee
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Excess
This is the amount you pay towards your hospital admission (same-day or overnight) before you are paid any benefits. The excess applies per member, per calendar year and it doesn’t apply to child or student dependants on a family membership.
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$500 |
$500 |
$500 |
$500 |
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Accommodation
Covered for overnight and same day stays in a covered hospital. It covers all costs including all theatre, intensive care and labour wards fees.
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Public & Private hospital |
Public & Private hospital |
Public & Private hospital |
Public & Private hospital |
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Surgical implanted prosthesis
100% benefit for surgically implanted prosthetics listed in Federal Government Prosthesis Schedule.
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Accident and emergency services
Covered for emergency room visits in a covered hospital. Where marked as unconditional, for it to be covered the treatment must be certified by treating doctor or lead to an admission to a hospital.
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Pregnancy and related services
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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Rehabilitation
If served your waiting periods, you may be covered for rehabilitation.
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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Psychiatric or palliative care
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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100% of MBS fee
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Gastric banding
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Hip and knee joint replacement surgery
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Cardiac service
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Bone marrow and organ transplants
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IVF And assisted reproductive services
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Cosmetic surgery
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Waiting Periods
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In-patient psychiatric, rehabilitation and palliative care
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2 Months |
2 Months |
2 Months |
2 Months |
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Pre-existing conditions
Waiting periods are applicable for pre-existing conditions only when patients are admitted for in-patient medical treatment in a hospital. No waiting period applies for Out-of-hospital treatments for any pre-existing conditions.
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12 Months |
12 Months |
12 Months |
12 Months |
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Pregnancy and related services
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12 Months |
12 Months |
12 Months |
12 Months |
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Extra
Click here for more information on waiting period and yearly limit for extras
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Eye Care
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Dental care
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Physiotherapy
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psychology
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Accupuncture
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Chiropractic
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Natural Therapy
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Remedial Massage
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Hearing aids
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Glucose monitoring
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Speech Therapy
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Other
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Unlimited emergency ambulance services
Emergency service is where you need immediate treatment and there is no other way to get to a hospital.
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Repatriation to home country
Some insurers will pay for repatriation, if you are terminally ill or die while in Australia.
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Retail centre support
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